The pension benefits enjoyed by the retiring Government servants in India have its roots in the Pension Act 1871 framed by the then British Government of India, which underwent several revisions, alterations and additions subsequently.  The pension provided to Government servants is not given as  a reward and but as a right as there is a binding obligation on the Government to pay it. However, pension can be forfeited on resignation, removal or dismissal from service.  Even after retirement, a Government servant is expected to maintain good conduct to receive continuous pension.  The pension can be even stopped or reduced in the event of the Government servant being convicted of a serious crime or found guilty of a grave misconduct.

Following are the salient features of pension given to Government employees in India:

Several research projects done on centenarians have conclusively proved that while genetic disposition played its own part, making lifestyle changes  contributed significantly to their achievement in leading a long a fruitful life.

During the first half of life, you were busy pursuing your career and family objectives and you may not have paid enough thought about making any lifestyle changes. This might have resulted in wear and tear, which has now started becoming obvious. You might have so far managed with stop-gap symptomatic treatments, whenever some ailments appeared and postponed making lifestyle changes.Now that you have entered the second half of life, you may be feeling the need to take control of your body by making lifestyle changes.  It has been confirmed again and again that making slow and steady lifestyle changes can prolong your healthy life.  Making lifestyle changes can significantly reduce chances of catching chronic illness.

You can start the journey towards having a perfectly healthy body by slowly making lifestyle changes.  The (not so) secret formula for having an healthy life to reach 100 consists only three ingredients:

When you are over fifty, it is natural that your need for medical attention increases - for keeping you free from diseases and also for helping you to recover in case you fall sick. So far, you had been remaining mostly healthy and your medical needs have been either covered by your employer or easily managed with your salary and savings.

Now that you are contemplating to retire and enjoy life, this is the time to think about health insurance for senior citizens to take care of your (and your spouse’s) medical treatments. Here are some tips for you: